Empowering Your Growth, the Shariah Way
Shaping the future of SMEs with customized Shariah-compliant financial solutions for seamless growth and cash flow management
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Shaping the future of SMEs with customized Shariah-compliant financial solutions for seamless growth and cash flow management
LEARN MORE
Barokah Global Capital Sdn Bhd (BGC) is a pioneering force in Shariah-compliant financial services, focusing on factoring products that propel local and SME businesses towards growth and stability. We excel in enhancing your cash flow management, thereby playing a crucial role in your business expansion. With our commitment to fast, streamlined processes and minimal documentation, BGC is more than a financial institution; we are your partner in success, dedicated to understanding and meeting your unique financial needs.
To be the leading Shariah-compliant capital solutions provider empowering businesses to grow sustainably.
Deliver fast, transparent and secured financing while upholding Shariah principles and integrity.
Support vendors with disciplined cash flow, enabling project delivery and long-term growth.
Offers early cash flow solutions to businesses awaiting payment.
Reduces financial strain and improves liquidity.
Facilitates uninterrupted business operations, supporting ongoing growth.
Tailored invoice financing for improved cash flow post–delivery.
Accelerates receivables turnover, freeing up working capital.
Enhances financial stability and operational efficiency.
Assists in securing government and large tenders.
Provides necessary financial documentation to support bids and contracts.
Offers credibility and assurance to potential clients and partners.
Ensures fulfillment of contractual obligations.
Builds trust and reliability with clients.
Supports business reputation and capability in meeting commitments.
Structured capital-preserved financing and invoice factoring for TNB/TM/Government vendors—delivered with speed, transparency and trust.
Principles that shape our decisions and protect stakeholders.
Aspiring to be the global leader in factoring services, setting benchmarks in Shariah-compliant financial solutions.
Dato' Zulkffliki is chairman and CEO of Barokah Global Capital Sdn Bhd. He holds a Degree in Electrical Engineering from University of Technology Malaysia. Dato' Zulkffli brings more than 35 years of working experience at senior management levels from diversified department in Tenaga Nasional Berhad (TNB).
Sri Asmiza Azami is an operations specialist. She serves in various industries and business sectors from insurance and finance. With strong public relation and professional communication skills, she has established a vast professional and business networking. Her key area of expertise is in operations and business development of factoring houses. Over the past 10 years, she has held various roles in operations and finance of various major organisations.
Datin Siti Norbaya has extensive experience in various business fields for 15 years. Datin Siti has been the chief executive officer (CEO) of several companies for 8 years including DSN Berkat Niaga Sdn Bhd since 2015 and Berkat Niaga since 2012. She has also been engaging herself in many business enterprises such as manufacturing cosmetic products, operating and administering hotel and students hostel, building and cleaning maintenance, and furniture businesses involving contracts from the federal and state governments, government related companies (GLC) and also private sectors.
Explain & Verify customer ID
Perform Client credit valuation
Staff fill in BOBS Master Legal Agreement contract
Inform customer on assignment
Conduct CT transaction with commodity as countervalue
Disburse amount of financing to client
Collect the debt from customer
Manage receivables
If customer complete the Payment, Finance provide refund to client
